Curriculum

The Training You Need.
The Convenience You Want.

Our curriculum covers the mandatory federal and state laws required for mortgage brokers. And the best part? Your monthly subscription includes all annual updates at no extra cost.

Curriculum

The Training You Need.
The Convenience You Want.

Our curriculum covers the mandatory federal and state laws required for independent mortgage companies. And the best part? Your monthly subscription includes all annual updates at no extra cost.

12 Courses Included

The Complete
Compliance Curriculum

Fraud for Housing

Learn to spot "manufactured" documentation, occupancy misrepresentations, and DIY income or asset inflation from borrowers desperate to secure a property they intend to live in.

Fraud for Commission

Discover how to identify internal red flags, such as debt omission schemes, altered bank statements, and improper appraiser pressure used by industry insiders to push unqualified loans to the closing table.

Fraud for Profit

Protect your brokerage from coordinated criminal schemes, including straw buyer rings, reverse mortgage elder abuse, and equity skimming designed to steal massive amounts of cash from lenders and vulnerable homeowners.

Fair Lending & Redlining

Understand the Equal Credit Opportunity Act (ECOA), how to prevent disparate impact, and the critical importance of words when discussing neighborhoods.

FCRA (Fair Credit Reporting Act)

Master the rules around accessing, using, and safeguarding consumer credit information, including proper adverse action procedures.

GLBA & Cybersecurity Data Privacy

Understand how to properly collect, store, and safeguard nonpublic personal information (NPI) while maintaining compliance with FTC Safeguards requirements and cybersecurity protocols.

BSA / AML (Anti-Money Laundering)

Understand the Bank Secrecy Act requirements, how to identify money laundering red flags, and the exact protocols for filing Suspicious Activity Reports (SARs).

UDAAP Compliance

Learn to identify and prevent Unfair, Deceptive, or Abusive Acts or Practices in your marketing, sales pitches, and borrower communications.

Broker Compensation Rules

Navigate the Loan Originator Compensation rule to ensure compliance regarding how and when MLOs can be legally paid.

AIR (Appraiser Independence Requirements)

Learn the strict rules governing communications with appraisers and AMCs to ensure unbiased, compliant property valuations.

RESPA (Real Estate Settlement Procedures Act)

Master the rules surrounding kickbacks, Section 8 violations, and the proper, timely handling of settlement cost disclosures.

HMDA (Home Mortgage Disclosure Act)

Learn the exact requirements for accurate data collection on the Loan Application Register (LAR), especially during face-to-face interviews.

Preview the Library

See It In Action

See how we translate complex corporate compliance and federal mandates into engaging, practical training. Below is a brief preview demonstrating our real-world, scenario-based approach to training your team.

Admin Dashboard

Real-Time Progress Tracking

You don't have to guess who has completed their training. Your admin dashboard gives you a bird's-eye view of your entire company, tracking partial progress, completions, and missing logs across every required corporate topic.

Export your complete matrix to Excel with a single click.

  • One-Click Excel Export

Why Annual Training Matters

Federal Regulations

Federal regulations - specifically FinCEN's Bank Secrecy Act and Anti-Money Laundering (BSA/AML) rules (31 CFR § 1029.210) - explicitly require all financial institutions, which include mortgage brokers, lenders, banks, etc. to maintain a formal program that includes ongoing, documented training. Furthermore, everyone in your office who interacts with a consumer needs to understand the rules.

  • Words Matter

    Fair Lending laws make it critical that your staff doesn’t accidentally steer clients or make inappropriate comments. A single off-hand remark by a receptionist or LO can trigger a discrimination lawsuit and a devastating CFPB audit.

  • Data Accuracy

    Correct HMDA data collection (like race/ethnicity in face-to-face interviews) is not optional. HMDA errors are one of the most common triggers for massive civil money penalties during a state exam..

  • Timeliness

    Back office staff must understand the strict 30-day timeline for issuing denial (adverse action) letters. Missing this window carries steep per-violation fines, even on loans you never actually submitted to underwriting.

  • Vigilance

    Your team must know how to identify suspicious activity and file SARs when required. Ignoring red flags doesn’t just risk your broker license—it exposes you to severe federal criminal penalties.

Need a Custom Module?

Whether you have a specific training need, a guide on how to sell a niche loan product (like FHA streamlines), state-specific compliance courses, or even a unique company culture and onboarding video, we've got you covered. If there is a course you want your employees to take on their first day or annually - even if it isn't strictly mortgage-related - we can build and host it for a one-time fee.

Contact Us for a Quote